Florida House Bill 775: Homeowner's Insurance Premium Reductions

Florida · 2026 Regular Session

What it does

Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

Latest action

Died in Insurance & Banking Subcommittee (2026-03-13)

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