Florida House Bill 815: Roofing Requirements for Property Insurance

Florida · 2026 Regular Session

What it does

Prohibits insurer from refusing to issue or renew property insurance policy, rather than homeowner's policy, insuring residential structure that has a roof less than specified age solely because the roof's age; requires insurer to differentiate between low-slope & steep-slope roofs in its offer for coverage under certain circumstances; requires insurer to allow property owner to have roof inspection performed on steep-slope roof by authorized inspector before requiring that roof be replaced; prohibits insurer from refusing to issue or renew property insurance policy under certain circumstances.

Latest action

Died in Insurance & Banking Subcommittee (2026-03-13)

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