Florida Senate Bill 1476: Homeowners' Insurance Premium Discounts

Florida · 2026 Regular Session

What it does

Requiring residential property insurers to provide specified premium reductions for claim-free periods and mitigation improvements; prohibiting the use of storm-related claims to deny eligibility for a premium reduction; requiring the Office of Insurance Regulation to adopt rules relating to mitigation upgrades; prohibiting certain claims that are the result of an act of God from being used as a cause for premium discount ineligibility, etc.

Latest action

Died in Banking and Insurance (2026-03-13)

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