Virginia Senate Bill 546: Mortgages; annual notice of potential assumption required, delayed effective date.

Virginia · 2026 Regular Session

What it does

Mortgages; annual notice of potential assumption required. Requires a mortgage lender to send an annual notice to the owner of residential real estate that is encumbered by a mortgage that such mortgage may be assumable in connection with certain federally backed loans or conventional loans. The bill has a delayed effective date of January 1, 2027. As introduced, this bill was a recommendation of the Virginia Housing Commission.

Latest action

Left in Labor and Commerce (2026-03-10)

See how SB 546 affects you on CapitolKey

Browse more bills · CapitolKey home