West Virginia · 2026 Regular Session
The purpose of this bill is to limit the use of a credit score to banking institution credit scoring for casualty insurance rate filings. The bill prohibits the use of credit scoring as a consideration in calculating insurance rates in homeowners or automobile liability policies. The bill prohibits the number of inquiries or the contents of a credit report or the use of credit score report from adversely affecting an application for insurance when disputed by the applicant; and when a credit score or report is utilized that it can only be generated by a banking institution.
To House Finance (2026-02-05)